Many people find health insurance confusing, expensive, and unaffordable. For these and other reasons, they may not have any kind of health insurance to help them and their families stay healthy and protected from costly medical bills.
Here are seven simple statistics to help make health insurance easier and maybe help you realize that getting it is easier than you think.
10 $ Do you think health insurance is always expensive? Think again. According to the Department of Health and Human Services, this year four out of five people could pay $10 or less each month for insurance through the health insurance marketplace, sometimes called Obamacare, thanks to financial assistance.
9 out of 10 – In Florida, 9 out of 10 people enrolled in an individual or family health plan through the Marketplace received help from the government, which lowered their monthly insurance bill.
$5000 – If your job offers health insurance but your family is not insured because it costs more than you can afford, check to see if your family is eligible for financial assistance to pay for the Marketplace plan. In 2022, a new federal rule expanded access to subsidies for family members who cannot afford employer insurance. The typical $53,000 family of four can save over $5,000 with this financial aid.
174 000 – Florida Blue, the state’s leading insurer, estimates that more than 174,000 people in Florida are uninsured despite being eligible for $0 per month health insurance through financial assistance. That’s right – people are missing out on insurance that won’t cost them anything every month. You’re one of them?
$10,000 – The average Florida emergency room visit costs $10,000, according to the Florida Department of Health. No one plans to get sick or get injured, but unfortunately it is likely to happen to all of us at some point during the year. And COVID-19 has taught us that even if we are healthy, you never know when a serious illness might strike.
2.7 million “More people are insured through the Marketplace in Florida than in any other state in the country. Over 2.7 million people in our state have signed up for the plan, including some of your friends, family, and neighbors.
$0 “There are thousands of licensed health insurance agents and navigators in the state who will charge you nothing for their expert guidance. You can find agents and navigators in your local community to help you determine which health plan is right for you and your family, enroll in the plan, and apply for financial assistance—and you never have to charge for their help.
If you have questions about how health insurance works or where to find help to enroll in a plan, visit GetCoveredFlorida.com.